How to Save and Spend for Retirement (Without Running Out of Money)

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  • Finance
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📢 Welcome to our next Lux Finance Circle meetup! This month, we're tackling the crucial question for most of us: "Will I have enough?" Many simply guess. We save what we can and hope it will be enough. However, with pension systems under pressure, "hoping" is a risky strategy.

During this session, we will discuss the actual figures together through three key questions:
1. **The magic number:** How much do you *really* need to maintain your lifestyle? (And why the "4%" rule may no longer be safe).
2. **The savings plan:** How to determine exactly how much to save each month to reach this goal and live comfortably.
3. **The spending plan:** Strategies for spending your retirement savings without risking running out, even in the event of a market crisis.

🍸 **Event Format**
This is a **casual community discussion**, not a conference.
- We sit around a table enjoying a drink.
- I will present a brief **10-minute intro** on the basics.
- Next, we open up to discussion to share, exchange and challenge ideas.


Good to know

Language: English.
Location: Hotel Le Place d'Armes, Luxembourg. Ask at reception if needed.


Hotel Le Place d'Armes

Where does it take place?

1136 Luxembourg 18 Pl. d'Armes, 1136 Ville-Haute Luxembourg

Hotel Le Place d'Armes
18 Pl. d'Armes
1136 Ville-Haute Luxembourg



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  • 2025-12-02 18:30:00 2025-12-02 20:30:00 Europe/Paris How to Save and Spend for Retirement (Without Running Out of Money) 📢 Welcome to our next Lux Finance Circle meetup! This month, we're tackling the crucial question for most of us: "Will I have enough?" Many simply guess. We save what we can and hope it will be enough. However, with pension systems under pressure, "hoping" is a risky strategy. During this session, we will discuss the actual figures together through three key questions: 1. **The magic number:** How much do you *really* need to maintain your lifestyle? (And why the "4%" rule may no longer be safe). 2. **The savings plan:** How to determine exactly how much to save each month to reach this goal and live comfortably. 3. **The spending plan:** Strategies for spending your retirement savings without risking running out, even in the event of a market crisis. 🍸 **Event Format** This is a **casual community discussion**, not a conference. - We sit around a table enjoying a drink. - I will present a brief **10-minute intro** on the basics. - Next, we open up to discussion to share, exchange and challenge ideas. 18 Pl. d'Armes, 1136 Ville-Haute Luxembourg Hotel Le Place d'Armes
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